Description: This discussion focuses on looking at the growth of and improvements in Voluntary Plans. As well as efforts being made to publicize the availability of voluntary plans, problems involved in the different approaches to coverage and federal proposals. From the Transaction of the SOA, Vol. 2 No. 4

Description: This discussion looks at principles which should govern the determination of the respective proportions of earnings to be allocated to policyholders and stockholders, the level of contingency reserves and surplus which should be maintained, and looks at the extent to which the mandatory Security Valuation Reserve should affect the level of unassigned surplus.